Using government data and other publicly available information, we estimate that a household in the U.S. The rewards you earn are flexible Chase Ultimate Rewards points. There’s also a welcome bonus of 60,000 points after you spend $4,000 on purchases in the first three months of account opening. The Chase Sapphire Preferred Card earns points at generous rates: 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. But for those getting started with travel rewards and those who don’t need the privileges that a more expensive credit card can offer, the Chase Sapphire Preferred is a top-notch choice. And, someone seeking luxury perks at the airport may find it’s worth it to pay for a more premium travel credit card with lounge access and trusted traveler credits. One potential drawback with this card is that you must have good credit to be approved, so if your credit score isn’t up to par, you may not qualify. Plus, the card also comes with a wide array of benefits unique to a card at this price point, like trip cancellation/interruption insurance, primary car rental insurance, purchase protection and extended warranty coverage.
There are no foreign transaction fees with this card, making it a great choice for international travelers. But savvy points-and-miles pros know that the more valuable use is to redeem points for travel through Chase at a rate of 1.25 cents per point or transfer them to one of Chase’s travel loyalty partners at a rate of 1:1. Ultimate Rewards are flexible and can be redeemed for cash back, merchandise or gift cards. The card earns 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases.
#Chase sapphire international transaction fee plus#
Plus it comes with valuable perks and benefits, all in a relatively low $95 annual fee package. It earns simple and generous rewards on dining and also on travel booked through the Chase Ultimate Rewards site. The Chase Sapphire Preferred® Card is one of the most popular travel rewards cards on the market for good reason. If you’ve opened five or more credit cards in the last 24 months with any issuer, you’re not eligible for this card. Chase 5/24 rule: The card is subject to Chase’s 5/24 rule.The card doesn’t offer benefits found on some other, more premium travel credit cards like airport lounge access, hotel perks or trusted traveler application fee credits. $95 annual fee: The Sapphire Preferred’s $95 annual fee is reasonable for what the card offers, but cardholders should analyze the value they’re likely to get from the Sapphire Preferred’s rewards and benefits to ensure they’re getting their money’s worth.The card also offers valuable travel protections including trip cancellation/interruption insurance, trip delay reimbursement, primary rental car insurance and baggage delay insurance. Valuable travel benefits: The Sapphire Preferred offers a $50 annual hotel credit when booked through Ultimate Rewards Travel.Alternatively, you can redeem points for travel through Chase Ultimate Rewards at 1.25 cents each. They include Hyatt, United, JetBlue and others. Excellent redemption options: The card earns Ultimate Rewards points, which you can transfer to more than a dozen airline and hotel options.Generous category bonuses: The Sapphire Preferred earns up to 5 points per dollar on eligible travel and 3 points on certain everyday spending categories.Recommended credit score: Good to excellent.Does the issuer offer a preapproval tool? Yes.Other perks and benefits: $50 annual Ultimate Rewards hotel credit, six months Instacart+ subscription, complimentary DoorDash DashPass subscription for a year, $10 monthly GoPuff credit through 12/31/23.Rewards: 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases.Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening.It’s an excellent choice for both frequent and aspiring travelers looking to maximize their everyday spending. The Chase Sapphire Preferred® Card offers generous rewards on travel and dining and a straightforward redemption program.
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